Posted in Inspirational

The Day We Let Go of Ted

The sound of the alarm from my cell phone awakened me, telling me that it’s already 6:00 o’clock in the morning.

I slept after doing my usual early morning chores as online writer. I had worked full-time as search engine optimization specialist for almost six months now. I love working on early mornings.

I wrote articles and built links since 3:00 o’clock in the morning. After almost two hours of pounding on my laptop and finishing my second article, I decided to stretch on the rattan sofa and catch some sleep.

When the alarm sounded, I stirred, quickly got up, and shut down my laptop. I had to wash and clean Ted. Somebody wanted to see him at 7:00 AM that day.

Meet dear old Ted

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Ted came to stay with us in September 2009. For over a year, we enjoyed his company, an ever trustworthy and loyal companion.

Despite his old age, Ted never ever let us down except for some few occasions beyond his control.

Who’s Ted? Before you become too puzzled, I would like to introduce Ted to you.

Ted is the name of the Blue Gray 1992 Toyota Corolla that we bought from Dr. Melvin Mangana. It’s not hard to name our first family car because the license plate number reads TED 862.

How Ted joined our family

From Worry To Glory
Ted and I posing in front of the Vaflor's house at CPU compound.

Our daughter, Jadyn Joan started going to Nursery class in 2009. We observed that almost every month she had bouts of asthma.

Then we learned she’s allergic to pollen and dust. Also, she was quite affected with the noonday sun. Their Nursery class dismissed at 12:00 o’clock noon.

One day when I and Melvin were talking, he mentioned in passing that he’s selling his old car because he is getting a newer one. I expressed my need for a car to ferry our daughter to school and home.

Melvin recalled how he had difficulty bringing his children to Kindergarten because he was driving a bike. He told me that he is happy to let me have Ted so that I won’t experience what he went through.

From Worry To Glory
Dr. Mangana used to bring his kids to school using a bike.

Realizing my need and his concern for my daughter’s welfare, he and wife Mila agreed to sell their car to us. The great blessing is that I got Ted from them through a “payable-when-able” scheme.

I was just an employee of Central Philippine University and my meager salary could only afford to buy a very old car. I and my family are grateful to Dr. and Mrs. Melvin Mangana for sharing Ted to us.

Ted came at the right time

He became Jadyn’s service in going to school and attending Kid Zone at the University Church. Ted provided comfort and safety for Jadyn and the rest of the family.

Ted played a major role in building our family life

For over a year that Ted stayed with us, he played a very important role in building our family. He would take us to places where our family could fellowship and bond together.

Ted also bore witness to our family dynamics that are just common to any family. These included arguments, quarrels, and scolding. Whenever things are intense and stressful, Ted’s facility enabled us to drive around to find a better place to chill out.

When my younger brother Ivan died, Ted served us faithfully as we went about arranging a lot of things for the burial. His fully tinted glass windows provided the needed privacy for sadness and tears.

The many long road trips to Ajuy, my wife’s hometown, were great time for us to be together. Imagine being inside Ted’s four-door compartment for two hours.

More than the laughter, the food, and the countryside scenes that we share along the way are the sentiments and dreams that were hatched. These trips with Ted are valuable and memorable.

Despite his old age, he never had any major mechanical failure. He simply carried us through any trips, be it near or far, light or heavy.

From Worry To Glory
This photo would always remind us that we had once a family member named Ted.

We love Ted but we have to let go of him

After wiping the last wet part of Ted’s hood, I summoned my wife and daughter to come. We took time taking pictures with Ted. His new owner was coming that morning and he’s taking Ted with him.

We love Ted but we have to let go of him because we need a bigger vehicle, possibly a wagon, to carry our family belongings.

Also, we were leaving CPU and we had to vacate the Vaflor’s house in the campus where we stayed for six years.

I and my wife resigned from Central Philippine University because we cannot bear anymore the persecution that we were going through.

My wife who was hired as Assistant Professor in August 2007 was reclassified as staff member through a mere personnel action notice of the Human Resource office.

In my case, the administration under the leadership of Dr. Ted Robles diminished my salary without prior information or explanation at all.

We love Ted but we have to let go of him because we need to go somewhere where truth and justice prevail.

Thank you, our dear old Ted for serving us faithfully for over a year.

As our first family car, Ted will forever remain in our memories.

I love to hear your thoughts. Please write a comment on the form below. Thank you.

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Posted in Inspirational

The Day I Let Go of Ted

The sound of the alarm from my cell phone awakened me, telling me that it’s already 6:00 o’clock in the morning.

I had fallen asleep after doing my usual early morning chores as online writer. I had worked full-time as search engine optimization specialist for almost six months now. Early morning is my favorite period to work.

I had written articles and built links since 3:00 o’clock in the morning. After almost two hours of pounding on my laptop’s keyboard and finishing my second article that early morning, I decided to stretch on the rattan sofa and catch some sleep.

When the alarm sounded, I stirred, quickly got up, and shut down my laptop. I had to wash and clean Ted. Somebody wanted to see him at 7:00 AM that day.

Meet dear old Ted

Ted came to stay with us in September 2009. For over a year, we enjoyed his company, an ever trustworthy and loyal companion. Despite his old age, Ted never ever let us down except for some few occasions beyond his control.

Who’s Ted? Before you become too puzzled, I would like to introduce Ted to you.

Ted is the name of the Blue Gray 1992 Toyota Corolla that we bought from Dr. Melvin Mangana. It’s not hard to name our first family car because the license plate number reads TED 862.

How Ted joined our family

From Worry To Glory
Ted and I posing in front of the Vaflor's house at CPU compound.

Our daughter, Jadyn Joan started going to Nursery class in 2009. We observed that almost every month she had bouts of asthma. Then we learned that she’s allergic to pollen and dust. Also, she was quite affected walking under the noonday sun. Their Nursery class dismissed at 12:00 o’clock noon.

One day when I and Melvin were talking, he mentioned in passing that he’s selling his old car because he is getting a newer one. When I heard him saying that, I expressed my need for a car to ferry our daughter to school and home.

Melvin recalled how he had difficulty bringing his children to Kindergarten because he was driving a bike. He told me that he is happy to let me have Ted so that I won’t experience what he went through.

From Worry To Glory
Dr. Mangana used to bring his kids to school using a bike.

Realizing my need and his concern for my daughter’s welfare, he and wife Mila agreed to sell their car to us. The great blessing is that I got Ted from them through a “payable-when-able” scheme.

I was just an employee of Central Philippine University and my meager salary could only afford to buy an old car. I and my family are grateful to Dr. and Mrs. Melvin Mangana for sharing Ted to us.

Ted came to us at the right time

He became Jadyn’s service in going to school and attending Kid Zone at the University Church. Ted provided comfort and safety for Jadyn and the rest of the family.

Ted played a major role in building our family life

For over a year that Ted stayed with us, he played a very important role in building our family. He would take us to places where our family could fellowship and bond together.

Ted also bore witness to our family dynamics that are just common to any family. These included arguments, quarrels, and scolding. Whenever things are intense and stressful, Ted’s facility enabled us to drive around to find a better place to chill out.

When my younger brother Ivan died, Ted served us faithfully as we went about arranging a lot of things for the burial. His fully tinted glass windows provided the needed privacy for sadness and tears.

The many long road trips to Ajuy, my wife’s hometown, were great time for us to be together. Imagine being inside Ted’s four-door compartment for two hours.

More than the laughter, the food, and the countryside scenes that we share along the way are the sentiments and dreams that were hatched. These trips with Ted are valuable and memorable.

Despite his old age, he never had any major mechanical failure. He simply carried us through any trips, be it near or far, light or heavy.

From Worry To Glory
This photo would always remind us that we had once a household member named Ted.

We love Ted but we have to let go of him

After wiping the last wet part of Ted’s hood, I summoned my wife and daughter to come. We took time taking pictures with Ted. Ted’s new owner is coming that morning and he is taking Ted with him.

We love Ted but we have to let go of him because we need a bigger vehicle, possibly a wagon, to carry our family belongings. We were leaving CPU and we had to vacate the Vaflor’s house in the campus where we stayed for six years.

I and my wife resigned from Central Philippine University because we cannot bear anymore the persecution that we were going through.

My wife who was hired as Assistant Professor in August 2007 was reclassified as staff member through a mere personnel action notice of the Human Resource office.

In my case, the administration under the leadership of Dr. Ted Robles diminished my salary without prior information or explanation at all.

We love Ted but we have to let go of him because we are moving to a better place, a place where truth and justice prevail.

Thank you, our dear old Ted for serving us faithfully for over a year.

As our first family car, Ted will forever remain in our memories.

I love to hear your thoughts. Please write a comment on the form below. Thank you.

Posted in Inspirational, Stewardship

How to Spend Your Money with T.H.A.N.K.S.

A sensible man watches for problems ahead and prepares to meet them. The simpleton never looks, and suffers the consequences. (Proverbs 27:12)

So you have received your salary and are you one of those who think you have every right to spend it on anything you want?

Did it ever occur to you that knowing how to spend your money or any income that may come your way is something that you have to really learn?

Just like acquiring skills in writing, typing, computer and internet operations, one needs to sit down and take time to learn how to become a skillful or wise spender.

For sure many of us have never taken time to study and learn how to spend wisely. Probably, we only followed what our parents have imparted us or we just took on their spending ways.

Perhaps, you learned through experience, which might have cost you a lot but it did make you wise.

Even if you’re a billionaire or just a mere employee receiving a monthly salary, teaching yourself how to spend carefully and judiciously your plentiful or meager resource is the wisest option you must take.

You can spend your money and make the best of it through the following tips:

T – Take time to appreciate your earning
H – Have a personal budget
A – Arrange your spending priorities
N – Never spend more than you earn
K – Keep track of your expenses
S – Select a simple lifestyle

When the budget is tight, avoid places like malls, restaurants, and entertainment centers that would attract you to spending money.
When the budget is tight, avoid places like malls, restaurants, and entertainment centers that would attract you to spending money.

Take time to appreciate your earning

You might perceive this as insignificant but taking time to appreciate your earning gives you the chance to reflect on the effort and sweat that you exerted to gain it. After getting your money, hold it firmly, thank the Divine Providence who made it possible for you to earn your keep.

Realizing the hardship that you went through to earn your wage, you will soon find the value of making every cent matter. Of course, don’t forget to give God’s part and your offering.

Have a personal budget

Contrary to somebody’s opinion that you only make a budget when you are receiving big amount, having a personal budget is very crucial when you are receiving small amount. A personal budget would surely safeguard your spending because you have determined the priority expenses. You must include some amount for savings.

Arrange your spending schedule

Rank your list of expenses according to priority. Always have payment in mind when making credit purchases. You will soon see that you are eliminating all your debts one by one. Update your spending schedule as soon as there are changes in your expenditures.

Never spend more than you earn

There is no other phrase to describe this than stating it this way, “spend less than you earn” or “live below your means”.

If you are satisfied with just “spending within your means”, you can never get out of the debt trap. You need to gain extra leverage to stay on top of your spending.

This would entail you to spend for your basic food only and postpone buying for your clothing and shelter.

While trying to increase your income differential, you may opt to prepare your own food and avoid eating outside at fast foods and restaurants.

You can cut your bills by cutting off your monthly cable TV subscription and budget for entertainment; carry out strictly your water and energy-saving practices.

Keep track of your expenses

Go through the intricacy of listing your expenses so that you will know when you are already on the red. Before spending your money, always check whether the item is in your priority list.

Limit your going to the mall and grocery to just buying your needed household needs and if possible, always hunt for bargain or on sale goods.

Select a simple lifestyle

Living a simple lifestyle is a choice that will allow you to make a debt-free and financially independent life.

Do not “keep up with the Joneses” as the expression goes, so that financial tragedy will not befall you.

Instead of going on a buying spree, always live by the principle of “saving for the rainy day” so that you will have funds to spend when the “storm” comes.

In this period of financial crisis and scarcity of resources, the person who takes time to learn how to spend his or her income will definitely have an edge.

Spending your salary and other financial resources with T.H.A.N.K.S. is one big step that you may take towards better financial position.

Start living with T.H.A.N.K.S. and keep believing in God’s providence. Trust Him for nothing is impossible nor too difficult for Him. He delivers.

Believe me for I’m speaking through experience.

Posted in Inspirational

How to Spend Your Summer Bonus with THANKS

A sensible man watches for problems ahead and prepares to meet them. The simpleton never looks, and suffers the consequences. (Proverbs 27:12)

From Worry To Glory
When the budget is tight, avoid places that are magnets for spending like malls, restaurants, and entertainment centers.

So you have received your summer bonus and you think you have every right to spend it in any way that you want?

Did it ever occur to you that knowing how to spend your bonus or any income that may come your way is something that you have to really learn?

Just like acquiring skills in writing, typing, computer and internet operations, one needs to sit down and take time to learn how to become a skillful or wise spender.

For sure many of us have never taken time to study and learn how to spend wisely your money. Probably, we only followed what our parents have imparted us or we just took on their spending ways. Perhaps, you learned through experience, which might have cost you a lot but it did make you wise.

If you are just an employee and you are receiving a monthly salary with the perk of receiving the annual summer bonus, teaching yourself how to spend carefully and judiciously your meager resource is the wisest option that you must take.

You can spend your summer bonus and make the best of it through the following tips:

T – Take time to appreciate your earning
H – Have a personal budget
A – Arrange your spending priorities
N – Never spend more than you earn
K – Keep track of your expenses
S – Select a simple lifestyle

Take time to appreciate your earning

You might perceive this as insignificant but taking time to appreciate your earning gives you the chance to reflect on the effort and sweat that you exerted to gain it. After getting your money, hold it firmly, thank the Divine Providence who made it possible for you to earn your keep.

Realizing the hardship that you went through to earn your wage, you will soon find the value of making every cent matter. Of course, don’t forget to give God’s part and your offering.

Have a personal budget

Contrary to somebody’s opinion that you only make a budget when you are receiving big amount, having a personal budget is very crucial when you are receiving small amount. A personal budget would surely safeguard your spending because you have determined the priority expenses. You must include some amount for savings.

Arrange your spending schedule

Rank your list of expenses according to priority. Always have payment in mind when making credit purchases. You will soon see that you are eliminating all your debts one by one. Update your spending schedule as soon as there are changes in your expenditures.

Never spend more than you earn

There is no other phrase to describe this than stating it this way, “spend less than you earn” or “live below your means”.

If you are satisfied with just “spending within your means”, you can never get out of the debt trap. You need to gain extra leverage to stay on top of your spending.

This would entail you to spend for your basic food only and postpone buying for your clothing and shelter.

While trying to increase your income differential, you may opt to prepare your own food and avoid eating outside at fast foods and restaurants.

You can cut your bills by cutting off your monthly cable TV subscription and budget for entertainment; carry out strictly your water and energy-saving practices.

Keep track of your expenses

Go through the intricacy of listing your expenses so that you will know when you are already on the red. Before spending your money, always check whether the item is in your priority list. Limit your going to the mall and grocery to just buying your needed household needs and if possible, always hunt for bargain or on sale goods.

Select a simple lifestyle

Living a simple lifestyle is a choice that will allow you to make a debt-free and financially independent life. Do not “keep up with the Joneses” as the expression goes, so that financial tragedy will not befall you. Instead of going on a buying spree, always live by the principle of “saving for the rainy day” so that you will have funds to spend when the “storm” comes.

In this period of financial crisis and scarcity of resources, the person who takes time to learn how to spend his or her income will definitely have an edge.

Spending your summer bonus and other financial resources with T.H.A.N.K.S. is one big step that you may take towards better financial position.
__________________

This post is dedicated to my former co-employees at Central Philippine University who are caught in the debt trap and trying to live from paycheck to paycheck. My heart goes to those whose ATM cards are swallowed by loan sharks. Maybe CPU could also put up a redemption fund and redeem your dignity from the bondage of debts. I grew up in a similar situation but everything changed when I started living with T.H.A.N.K.S…with God nothing is impossible.